Author Archives: Pamela M

Law Enforcement Phone Scams

Police ScamsPolice officers warrant respect and obedience. Parents teach children to respect and obey the police. When a police officer calls and asks for a donation or informs you of an outstanding warrant, the impulse to comply is immediate. Unfortunately, the person calling may not be a member of law enforcement. The scammers posing as police, call and prey upon the victim’s fear. There are three common scams relating to law enforcement:

Bench Warrants

A bench warrant is a “go to jail, do not pass go” document. If you have a warrant against you, police will arrive at your door and cart you off to jail. The police do not call. Have you ever seen a cop show where the police ring up a dangerous felon?

Typically, the caller will order you to purchase a pre-paid card or arrange to send money via Western Union or MoneyGram. Don’t do it! If you suspect the call may be legitimate, call your local police station immediately.

Relative in Jail

Another common scam is the relative in jail scam. Senior citizens are usually the targets of this scam. The caller pretends to be a family member, saying he is in jail. The caller says a bondsman will be calling shortly. The target is expected to give out credit card information or to send money through Western Union or using a pre-paid card.

This is a scam. Like the kidnapping scheme, the target is not offered any proof that the story is true. The scammer plays upon the target’s fear that a family member is in distress. If you receive such a call, find out the name of the jail and call it directly. If a bondsman is required, meet him at his office or the jail.

Police Charity

Citizens may receive an annual phone call asking for donations to the policeman’s ball or to support the Fraternal Order of Police. Police do solicit funds for these and other charities, but will not ask for a credit card or wire transfer over the phone. If you receive this call, do your research and contact the organization directly for verification.

Detecting a Law Enforcement Phone Scam

It may be difficult to identify a false request asking for money, although it is not impossible. Scammers often use fake identities and use a spoofed caller ID to hide their real phone numbers. Scammers may be able to tap into phone numbers used by police to appear legitimate.

Ask for more information

If the caller asks for a donation, ask questions. Ask the representative for information about the organization. Callers should supply their full names and the organization’s legal name and address. You can require the caller to explain how donations are allocated. If the caller states that the request is coming from a specific chapter or precinct, call that location to verify before opening your wallet. Scammers faced with questions may be unable to give an answer, get defensive and hang up. You can also use an iPhone app to do a reverse look up a phone number to check if it’s related to scams.

Cyberstalkers and Their Victims

Cyberstalking

Cyberstalking is the use of social media, phone calls, text messages, email, and other forms of technology to threaten, harass, pursue, intimidate or steal a person’s information for personal gain. For that reason, anyone who uses the Internet can be a target. Cyberstalkers are often driven by jealousy, anger, hatred, infatuation, revenge, and lust or obsession. Some might suffer from mental illness. Some cyberstalkers, known as Internet Trolls, will harass Internet users for no good reason. A cyberstalker could be a stranger, but most likely is someone the victim knows. The stalker could be an ex, someone from school, co-worker, someone with whom you’ve had an argument or fight, or even a fan or potential love interest.

The Four Types of Cyberstalkers

Cyberstalkers cause a lot of trouble for their victims with rumors, false allegations, lies, harassment, or even identity theft. Cyberstalking can include cyberbullying, which takes place between kids. Cyberstalking may also include inappropriate actions, including those of a sexual nature. Research has shown that there are four basic types of cyberstalkers. They are:

  • Vindictive: Cyberstalkers who want to get revenge or harm another person. They often engage in personal attacks;
  • Composed: Those whose want to annoy the victim;
  • Intimate: One who wants to have a relationship (friendship or love) with the victim. Therefore, cyberstalkers can turn violent if turned away;
  • Collective: A group of cyberstalkers who attack an individual or group for a specific cause.

The Harmful Result

Stalking causes a great deal of harm to the victim. It can ruin marriages, self-esteem, careers, or someone’s credit. Cyberbullies have been the cause of many children committing suicide. Obsessions can move from cyberspace to real-world stalking. Cyberstalkers may claim that they mean no harm, although what is being done may be extremely harmful and often illegal. Victims may not know they are being stalked. The stalker could use spyware or other means of tracking Internet use behind the scenes. You should increase your security if you think that you are being tracked in some way. Take extra precautions.

Precautions

Protect yourself by taking simple precautions. Regardless of how careful you are, it’s possible to become a target. However, you can avoid becoming a victim of cyberstalking, despite the method used to target you.

  • Restrict access to your computer, smartphone, and other devices. Leaving your computer open can allow hackers to alter the system and add software for tracking purposes.
  • Password protection. You should protect all devices with unique passwords to keep from being stalked. Use a web-based password vault to store passwords and change passwords often. Never use the same password for more than one program. Above all, avoid using passwords such as children’s or pets’ names or birthdays.
  • Sign out of computer programs when finished, especially on social media accounts.
  • Search your name online to see what information is available to the public. Do the same for family members.
  • Tell friends and family that you do not want your personal information on their social media accounts. Remove such info wherever possible.
  • Keep online calendars and plans private.
  • Post with care. If you post something, it is nearly impossible to take it back. This includes photographs.
  • Don’t announce travel plans or sharing where you will be on a certain date and time.
  • Use anti-virus, spyware, malware and anti-tracking software on all devices.
  • Teach children how to be smart about Internet use and to report any strange behavior immediately.
  • Don’t give out personal information such as your address, social security number, or bank information.
  • Hackers can obtain all information provided online.
  • Don’t get involved in online arguments.
  • Never open attachments from unknown sources.
  • Use screen names that are age and gender neutral.
  • Check the status of bank and credit card accounts on a regular basis.
  • Set up new emails for dating websites and social media accounts.

Cyberstalked? Now What?

If you see signs of cyberstalking, act right away. Police and other agencies often have cyber divisions that can help with the legal aspects of the crime and how to protect yourself.

  • Take suspicions seriously.
  • Report any possible illegal activity.
  • Avoid any contact with suspected cyberstalkers.
  • Record and block any email or phone numbers used to contact you with harassing messages. Use an iPhone cell phone trace app to check unknown numbers.
  • Change your account passwords.
  • Change email accounts.
  • Remove personal information on social media profiles and dating websites.
  • Reset privacy settings on all accounts and programs.
  • Delete online accounts if necessary.
  • Inform family and friends of the event.
  • Be aware of any real-life stalking activity.

In conclusion, it seems that cyberstalking is here to stay. However, if you are mindful, you can stay safe.

Online Romance Scams

Online romance continues to grow as a money-making opportunity; not only for the companies charging would-be daters, but the scammers that lie, cheat, and steal money as well as hearts. As technology grows, singles are more likely to pursue romantic liaisons online. It’s much easier to meet a wide variety of people with similar interests and you never have to leave home. The prospects are exciting, and some have found their soulmates online. Sadly, many seeking romance have been hoodwinked, robbed, and blackmailed.

Online Dating Scams

The Sob Story

The first conversations typically start out well. The scammer comments on how attractive you are and how many things you have in common. Invariably, a sob story develops to gain pity and, perhaps, access to your bank account. Some common stories:

  • Spouse and/or children killed in an accident
  • Significant other dies from disease
  • Lonely military personnel on deployment
  • Sad retiree
  • Stranded overseas
  • Was robbed and needs help

The potential romantic interest is often very good at garnering sympathy and playing upon the target’s ego with phrases like, “with you I think I can live again” or “you’re the one I’ve been waiting for.” Highly sensitive people tend to be more susceptible to this line of trickery because they genuinely feel bad for the scammer.

Online Scams

The Giveaway

It was once much easier to determine if someone was a scammer by doing a reverse look up on their phone. A cell phone number app lookup for iPhone can identify the region from which someone is calling. Common regions for scammers include Nigeria and Jamaica. Those tools are still valuable, but scammers are making it harder by employing local numbers or ones that will not send up any red flags. Still, if an online dating prospect gives his (or her) phone number, reverse search it immediately to verify the information you’ve been given.

Another giveaway is the time zone. If your romantic interest is only online in the middle of the night or at some other illogical time, take note. You may ask on occasion what time it is if you suspect the person is not located in the U.S.

Language is another telltale sign that someone isn’t being up front about his or her nationality. If the person claims to be American or from some other English-speaking country, it’s easy to tell by the way they write or talk. Bad English, typos, and poorly written sentences are a dead giveaway that the person does not speak the language.

Identity Theft

Protect Yourself

There are many ways to protect yourself in an online romance situation from using a nom de plum to using an anonymous email or phone number, if in fact you give out that information at all. Others may include:

  • Never give out your social security number, bank, or credit card information
  • Refuse to transfer money or make a financial transaction on behalf of the love interest
  • Do not reveal your street address
  • Don’t pay up front for a promise
  • Do not post any compromising photos or videos
  • Report any suspicious activity to the website and local police.
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